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Friday, November 1, 2024

Shop Smart & Stay Safe This Holiday Season!

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Avoid Using Public Wi-Fi 

  • While using public Wi-Fi is convenient, it is not secure. 
  • Public Wi-Fi does not protect your sensitive data, & cyber attackers may access your personal & financial information. 
  • Avoid public Wi-Fi at all costs while purchasing & placing orders.
  • Ensure that “connect automatically” is disabled in your Wi-Fi settings.
Shop Safely

While shopping & making payments, verify the following:

  • The internet connection is secure. If you are required to provide a password to access a Wi-Fi network, this will indicate that the communication between your device & the Wi-Fi is encrypted.
  • Payment sites should begin with “HTTPS.” Avoid making any payments to sites that do not have the “s” after the “HTTP.”
  • The site has a padlock symbol in the URL bar. This means the information between your browser & the server is encrypted.
Resist the Urge to Click

  • Be cautious with offers that look too good to be true.
  • Stop & think before you click & take any action.
Use Credit Cards

It is safer not to use debit cards since they are directly related to bank accounts. Use credit cards instead; they offer many protections to users:

  • Credit card companies will stop payments that look fishy.
  • They may call customers to check if transactions are valid.
  • Users can dispute all invalid charges with credit card companies, & these providers will generally nullify all suspicious charges.
Be Wary of Emails

  • Resist the urge to open emails right away. Check who the email is from. 
  • Be cautious when emails look too good to be true. They may be scams to get your information.
Verify What You Are Buying

  • Make sure you know what you are buying & what you are paying for.
  • If in doubt about the site, google the company name.
Monitor Your Credit Cards

  • Keep track of your credit cards & accounts, especially during the holiday season.
  • Monitor your transactions to check if they are valid & legit. 
  • If something looks suspicious, reach out to the customer service departments of the credit card companies &/or banks involved.
Use Smartphones Wisely

  • Refrain from clinking on links from unknown text messages.
  • Protect your smartphones with password & anti-malware software.
Follow Safety Tips

  • Do not save credit cards, passwords, payments, or any other information on the site.
  • Make sure to update your laptop software regularly.
  • Scan your computer for malware at least weekly.
Original source can be found here.

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